Benevolent Fund

{"benevolent_fund":{"title":"Benevolent Fund","description":"

Benevolent Program for Indian Pilots:<\/strong><\/p>\r\n\r\n

Our exclusive program is designed for Indian national pilots (fixed-wing or rotary-wing) flying for airlines or corporations in India or abroad.<\/p>\r\n\r\n

From coverage for instances of Death, PMU, TMU, and Temporary Grounding (TG<\/strong>), to an extended age limit of 65 years, we ensure that our member pilots have the safety net they deserve with a guaranteed money-back policy<\/strong>.<\/p>\r\n\r\n

Key Highlights:<\/strong><\/p>\r\n\r\n

 <\/p>\r\n\r\n

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  1. Inclusive Coverage: Open to all Indian national pilots, regardless of employer or location, up to age 65 (conditions apply for ages above 58<\/em>).<\/strong><\/li>\r\n\t
  2. Comprehensive Protection: Covers Death, PMU, TMU, and Temporary Grounding (TG) due to incidents\/accidents and one-time post-flight BA misses.<\/strong><\/li>\r\n\t
  3. Affordable Premium:<\/strong>\r\n\t
      \r\n\t\t
    • \u20b91,20,000 yearly or \u20b910,000 monthly (membership valid for 12 months from the date of application).<\/li>\r\n\t\t
    • BF cover starts after the first year’s payment gets credited.<\/li>\r\n\t\t
    • Rs 5000 yearly would be charged as a facilitation charge for members opting for monthly or any part payment.<\/li>\r\n\t<\/ul>\r\n\t<\/li>\r\n\t
    • Benevolent Cover:<\/strong>\r\n\t
        \r\n\t\t
      • PMU\/Death: \u20b92 Crores (Death due to any reason other than suicide).<\/li>\r\n\t<\/ul>\r\n\t<\/li>\r\n<\/ol>\r\n\r\n

        Cover above 58 years:<\/strong> Members ages above 58 years<\/strong> will receive cover for PMU\/ DEATH<\/strong> as per below conditions:<\/p>\r\n\r\n

        a. Should have completed atleast 5 years in ALPA as BF members of claim 100% cover
        \r\nb. Members joined before the age of 53 will be covered 100%
        \r\n <\/p>\r\n\r\n

        \r\n\t\r\n\t\t\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t
        Age at the time of Joining<\/strong><\/td>\r\n\t\t\tYears of membership at completion of 58yrs<\/strong><\/td>\r\n\t\t\t\r\n\t\t\t

        Cover after 58<\/strong><\/p>\r\n\t\t\t<\/td>\r\n\t\t<\/tr>\r\n\t\t

        53-54 yrs<\/td>\r\n\t\t\t<5 and >4<\/td>\r\n\t\t\t90%<\/td>\r\n\t\t<\/tr>\r\n\t\t
        54-55<\/td>\r\n\t\t\t<4 and >3<\/td>\r\n\t\t\t80%<\/td>\r\n\t\t<\/tr>\r\n\t\t
        55-56<\/td>\r\n\t\t\t<3 and >2<\/td>\r\n\t\t\t70%<\/td>\r\n\t\t<\/tr>\r\n\t\t
        57-58<\/td>\r\n\t\t\t<2 and >1<\/td>\r\n\t\t\t60%<\/td>\r\n\t\t<\/tr>\r\n\t\t
        >58<\/td>\r\n\t\t\tNA<\/td>\r\n\t\t\t50%<\/td>\r\n\t\t<\/tr>\r\n\t<\/tbody>\r\n<\/table>\r\n\r\n

         <\/p>\r\n\r\n

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        • TMU\/TG: \u20b91.65 Lakhs\/month (up to 6 months).<\/li>\r\n\t
        • Temporary Grounding: Salary loss up to \u20b91.65 Lakhs\/month (up to 6 months).<\/li>\r\n<\/ul>\r\n\r\n
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          1. Coverage During Unemployment.<\/strong><\/li>\r\n\t
          2. Refund Policy: Premium refunded at \u20b972,000\/year with 6% simple interest upon retirement at 65 or after 10 years (if no claims are made).<\/strong><\/li>\r\n\t
          3. Immediate Coverage: No cooling-off period.<\/strong><\/li>\r\n\t
          4. Family Health Insurance: GMC coverage at the best market rates (details available on the website).<\/strong><\/li>\r\n\t
          5. Future Cover Augmentation: Potential for extended coverage, including full net salary protection for suspension, termination, or disciplinary action.<\/strong><\/li>\r\n<\/ol>\r\n\r\n

            Claim Ratio:<\/strong><\/p>\r\n\r\n

              \r\n\t
            1. 100% Claim Settlement Rate.<\/li>\r\n\t
            2. Successfully paid 4 PMU and 1 Death claim.<\/li>\r\n\t
            3. Processing 4 TMUs and 1 PMU claim.<\/li>\r\n<\/ol>\r\n\r\n

              Membership Procedure<\/strong><\/p>\r\n\r\n

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              1. Complete the registration form on our website and upload the last three years' medical assessments\/CA-35.<\/li>\r\n\t
              2. Pilots with pre-existing medical conditions are not excluded <\/strong>but must disclose conditions that led to medical grounding during registration.<\/li>\r\n\t
              3. Membership approval is subject to the ALPA Management Committee and Medical Panel.<\/li>\r\n\t
              4. For foreign license holders, upload the last three years of medicals via the website.<\/li>\r\n<\/ol>\r\n\r\n

                Achievements:<\/strong><\/p>\r\n\r\n

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                1. Regular engagement with IFALPA <\/strong>for updates and support on Indian aviation developments. regularly regional meetings discussing and updating IFALPA regarding important developments in Indian aviation requesting their assistance wherever required and providing assistance and support to member Associates of other countries.<\/li>\r\n\t
                2. \r\n\t

                  FDTL Meeting with DGCA – Nov 2024<\/p>\r\n\t<\/li>\r\n\t

                3. \r\n\t

                  Meeting with MOCA, Shri K. Ram Mohan Naidu: Dec ‘2024; discussed Key issues related to flight crew operations were also addressed, and their current status was brought to Shri Naidu's attention. he welcomed the idea of scheduling another focused meeting with a pre-notified agenda to resolve pressing issues swiftly.<\/p>\r\n\t<\/li>\r\n<\/ol>\r\n\r\n

                   <\/p>\r\n\r\n

                  For further information or clarifications, please contact the ALPA India Office<\/strong>.<\/p>\r\n\r\n

                   <\/p>\r\n\r\n

                  Safe Landings!<\/strong><\/p>\r\n\r\n

                  Warm Regards, Team ALPA India<\/strong><\/p>\r\n\r\n

                   <\/p>"}}

                  4. FDTL Meeting Update – 13th Nov 2024

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